Value-add
Fix & flip
Acquisition and renovation financing for experienced investors moving quickly on residential opportunities.
- Loan size
- $200K–$3M
- Typical term
- 12–24 months
- Structure
- Up to 90% LTC
Direct lending, built for decisive investors.See if your deal fits
Financing built around the deal
Loan programs for investors who move.
From acquisition through stabilization, Keystone structures practical capital around the property, the plan, and the exit.
Rental
DSCR loans
Long-term rental financing evaluated primarily on the property’s cash flow rather than personal income.
- Loan size
- $250K–$7M
- Typical term
- 12-25-year options
- Structure
- Up to 80% LTV
Build
Construction
Ground-up construction capital for experienced builders creating new residential inventory.
- Loan size
- $500K–$30M
- Typical term
- 12–24 months
- Structure
- Draw-based funding
Opportunity
Bridge loans
Short-term financing for acquisitions, repositioning, lease-up, and time-sensitive transitions.
- Loan size
- $500K–$5M
- Typical term
- 6–24 months
- Structure
- Flexible structures
Individual
Personal loans
Straightforward personal financing for eligible planned purchases, improvements, and major expenses.
- Loan size
- $250K–$5M
- Typical term
- 2–7 years
- Structure
- Fixed payments
Growth
Business loans
Capital for qualified businesses investing in equipment, inventory, expansion, or working capital.
- Loan size
- $500K–$50M
- Typical term
- 1–7 years
- Structure
- Purpose-led terms
Restructure
Refinance
Replace maturing debt, improve cash flow, or access eligible equity based on current value.
- Loan size
- $250K–$10M
- Typical term
- Multiple options
- Structure
- Up to 80% LTV
Reusable capital
Line of credit
Flexible access to capital for qualified recurring needs and time-sensitive opportunities.
- Loan size
- $500K–$5M
- Typical term
- Revolving
- Structure
- Pay on draws
Not sure where your deal fits?